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The Big Picture

Meet The Scholarship Diva

My friend Janet Addison put her two kids through college debt free by searching for and receiving $250, 000 worth of scholarships.

"As soon as my oldest daughter started her senior year of high school, I made it my full time job to find scholarships for her," Janet tells me, adding that they applied for 48 scholarships and received 8 or 9. "It was more than enough to cover her four years of college." 

And that brief introduction is all that is necessary to introduce you to the Scholarship Diva.  Janet will be my guest the first Friday of every month, and today to get you started she talks about the different scholarship terminology. 

Sometimes the terminology of scholarships and grants can be tricky, so here are a few definitions to help make the process less confusing.

  • Scholarships and Grants: Monetary awards that do not need to be repaid.  May depend on meeting certain criteria (like GPA or financial need).
  • Institutional Aid: Scholarships awarded by a university to be used at that university, usually determined by GPA/ACT scores.
  • Departmental Aid: Scholarships or student job opportunities made available by specific departments (i.e., History, Band, Theatre) for students studying in those departments. Check with the Dean of your student’s intended major for more information at each university considered.
  • Outside or Private Aid: Money provided by organizations, foundations, or companies that can usually be used at any university (i.e., Elks, DAR, Coca-Cola). However, universities may also have private aid available through private/alumni donors available through the Alumni office or another department other than the Scholarships/Financial Aid office. Check with each university about these opportunities. 
  • Loan: Money borrowed from lenders that must be repaid.

Janet would love to hear from you.  Find her at  

Happy hunting!

11 Comments to Meet The Scholarship Diva:

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Michelle Ertle on Saturday, August 03, 2013 1:40 AM
I am very interested in learning more...our 1st born is starting college in the Fall and we were able to get a few scholarships, but will need more!
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Christy Garrett @ Uplifting Families on Saturday, August 24, 2013 3:35 PM
This is great information. Going to college isn't cheap but it is important if you want a decent job in today's society. Thank you for sharing.
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